I still think you are overlooking the value of being able to choose a default theme and have it stick for all transactions unless overridden. Forum members continue to complain about this. But no one has ever said they wished their hard work developing a custom theme would be disregarded by the program on every single transaction they enter. Nor has anyone expressed their joy over having to remember to switch themes after every new entry. Yet those two things are what happen since going back to Plain as the mandatory-until-changed-for-only-one-transaction theme.