How steep is the learning curve for Manager.IO?

You can only assure yourself. The doubt you raised through your examples show discomfort by how Manager is being developed and rapidly develops further. For accounting knowledge you can use something like https://www.accountingcoach.com/ but probably it would be even better to solicit an accountant which is the best assurance to know that you setup your Charts of Accounts and accounting processes correctly.

See some posts by me:

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