For some reason in the bank account the credit & debit columns are switched. When I receive money it is put as a debit. When I pay money it is shown as a credit. This is on the cash & cash equivalents ???
Yes, that is true, and correct. Cash accounts are debit accounts, so debits increase them. Credits decrease them. If you are not familiar with the accounting equation and how debits and credits work, I recommend starting here: http://www.accountingcoach.com/debits-and-credits/explanation.
The terminology many people are familiar with is frequently incorrect or takes the bank’s perspective rather than viewing things from within a business. Accounting records adopt the internal perspective.