I too agree that bank import/reconciliation needs improvement, namely the matching part. But I don’t want the process to be overcomplicated. I don’t know about Gnu Cash or Xero but I am pretty sure I hate reconciling bank in QuickBooks. It’s too slow, too many menus, too much visual clutter, too many transaction types, none of them seem to fit the pegs and mistakes are very costly to fix.
That out of the way, there is a simple solution for the matching problem. Manager already matches previously imported transactions so this means that Manager has a built in mechanism for identifying those. What if the user can supply the same information used in that mechanism like:
- Bank description in the description field.
- Clearing status and date
- Amount
Manager can then use these information to identify matches that were manually entered as if the have been previously imported? That seems possible.
To take things a step further, I already submitted a wordy proposal for alternative bank import/reco workflow that seemed to have been ignored by most for being tldr – much like most of my posts 
. You can check it here. This is pretty much what @Patch suggested here:
As for inter-account transfers, I don’t like them. They’re like the ugly duckling in Manager. The clearing account process seems more promising.
What if we were able to select the Receipt/Payment Payer/Payee to be Transfer so the new list becomes (Customer, Supplier, Transfer, Other) and then just copy the receipt to a payment or vice versa. This should link the two. Any unlinked transfer receipts/payments should have a status or a tag that can be used for follow up.